Finance & Regulatory
Financial Services & Fintech
Payment services, mobile money, digital lending and the licensing pathways that make them lawful.
Financial services in Cameroon are being reshaped by mobile money, agency banking and digital credit. We help operators, banks and technology providers understand where they sit in the regulatory perimeter, obtain the right authorisations and design products that regulators will accept.
Licence first, launch second
The most expensive fintech mistake in the region is launching a product that turns out to require an authorisation the company does not hold. We map your product against the regulatory perimeter before you write the code.
Cross-border payments and FX
CEMAC foreign exchange regulation governs repatriation, settlement and cross-border transfers. Products that move value across the CEMAC boundary need to be designed around those rules from the start.
How we help — in concrete terms
- Payment service provider and e-money licensing strategy
- Partnership agreements between banks, telcos and fintech providers
- Consumer credit, digital lending and interest rate compliance
- Data protection and consent frameworks for financial data
- Agent network agreements and liability allocation
- Regulatory engagement with BEAC, COBAC and the Ministry of Finance
Do you have a matter in this area?
Tell us what has happened and what outcome you need. You will get our view of your position, the realistic options with cost and timeline attached, and a recommendation.