Bar. Fonju Bernard Fuelancha, founder of Fonju & Partners Law Firm, in court robes

Finance & Regulatory

Insurance Law

CIMA Code compliance, policy drafting, broking regulation and contested claims.

Insurance in Cameroon is governed by the CIMA Code, a regional instrument applying across fourteen African states. We advise insurers, reinsurers, brokers and policyholders on product design, regulatory compliance and disputed claims.

Coverage disputes turn on wording

Most contested claims are decided on exclusions, conditions precedent and notification clauses rather than on the headline peril. We review wording with that in mind, both when drafting a policy and when defending or pursuing a claim under one.

Premium payment and the cash-before-cover rule

The CIMA Code ties cover to premium payment in ways that surprise foreign insureds. We make sure clients understand exactly when their cover attaches.

How we help — in concrete terms

  • Policy wording, endorsements and product approval under the CIMA Code
  • Insurance and reinsurance broking regulation and licensing
  • Claims handling, coverage opinions and subrogation
  • Contested claim litigation and bad-faith allegations
  • Marine, aviation, construction and professional indemnity cover
  • Bancassurance and distribution agreements

Do you have a matter in this area?

Tell us what has happened and what outcome you need. You will get our view of your position, the realistic options with cost and timeline attached, and a recommendation.

Speak to a lawyer

Tell us what happened.
We will tell you where you stand.

A first consultation gives you our view of your legal position, the realistic options with their cost and timeline, and a clear recommendation. If you do not need a lawyer, we will say so.

Book a consultation Chat on WhatsApp

We reply to enquiries within one business day.

Chat with us